Tailored capital solutions that combine the precision of secured lending with the foresight of capital-markets expertise — designed to evolve with your business.
Small and micro-cap public companies often face two poor options: toxic transactions that destroy shareholder value, or traditional lenders with rigid criteria. Traditional lenders cannot incorporate equity value into transactions, and underfund or avoid publicly-traded businesses as a result. Manetto aims to change this by providing secured equity-linked credit that enhances liquidity, safeguards equity, and optimizes capital costs.
We are on a mission to set a new standard in the small and micro-cap arena for accessible, sustainable, and intelligently engineered growth capital.
Our team combines deep experience in traditional secured lending and public-markets investing. This dual perspective allows us to underwrite risk holistically, assessing both collateral value and market dynamics in ways that other financial services firms simply cannot.
We view every transaction through two lenses — credit fundamentals and market dynamics. By aligning collateral strength with public-markets expertise, we create financing solutions that optimize weighted average cost of capital. The result: faster execution, smarter liquidity, and optionality no traditional lender can match.
Collectively, the Manetto leadership team has deployed over $2 billion in capital across their respective careers, spanning asset-based lending, private credit, public and private equities, and structured investments.
Equity-Linked Securities with Stability. We offer competitive rates on traditional secured lending products, with one key differentiator: flexibility to repay balances in common stock. As a client of Manetto, you will have the option to retire outstanding loan balances in the market at a fixed price you determine. No ratchets, no resets, no toxicity.
Cost of Equity vs Cost of Debt. Timing market reactions is impossible. What is possible is being prepared for market reactions before they occur. Instead of rushing into an expensive and chaotic overnight offering, Manetto offers a pathway to take advantage of favorable market prices whenever they occur.
Flexibility in the Wake of Volatility. 2025 has been a year of unprecedented uncertainty across both credit and equity markets — and we believe 2026 will bring even greater instability. Traditional secured lenders operate within rigid frameworks: miss a payment, trigger a covenant breach, and face repossession. That process destroys enterprise value and limits recovery for all parties involved.
Manetto takes a different approach. In addition to traditional workouts, we have the infrastructure to offer stock-based workout solutions — always under mutually agreeable circumstances. Where others see a default, we see an opportunity to realign incentives, preserve value, and keep businesses operating.
Partnership Beyond Funding. CFOs value that we understand their realities: investor relations, earnings visibility, and liquidity windows. We act as a true partner through market cycles, providing adaptive capital that evolves with their business. Manetto designs capital structures that optimize cost of capital across the debt–equity spectrum in ways that traditional lenders simply are not equipped to execute.
Structured financing designed for the unique needs of public companies navigating growth, transition, and opportunity.
Revolving credit facilities and term loans secured against your company's assets — with the unique flexibility of equity-linked repayment. We assess both collateral value and market dynamics, enabling financing structures that traditional asset-based lenders simply cannot offer.
Learn More →Equipment loans, leases, and sale-leasebacks designed for public companies that need to preserve working capital while scaling operations. From manufacturing equipment to technology infrastructure, we structure facilities that match the useful life and cash flow profile of your assets.
Learn More →When your company needs certainty of capital during a defined transition, Manetto provides structured bridge financing that delivers reliable liquidity without surrendering control of your long-term strategy. We lend where traditional banks pause and where permanent capital is not yet available — and we structure facilities that align with your business realities.
Learn More →Industry-leading Equity Lines of Credit that deliver the lowest rates in the market and the highest degree of flexibility. Access up to $100MM. Market-leading pricing with transparent, predictable rate structures. Draw what you need, when you need it — without heavy fees, rigid schedules, or punitive terms.
Learn More →We ensure funding and approval in days, not weeks. The investors at Manetto draw on billions of dollars of funded transactions spanning decades. As public markets experts, we also understand all of the nuance that comes with registering securities.
We are a private capital partner with a big-picture perspective. Rather than focusing solely on balance sheets and borrowing bases, we take time to understand your business model, market position, and strategic goals. Manetto stands apart by combining the discipline of secured lending with the strategic flexibility of capital-markets expertise, enabling transactions that others cannot, and would not attempt.
We are committed to fostering growth, optimizing borrowing costs, and prioritizing shareholder outcomes. We are dedicated to transparency in every aspect of our process.