Manetto
Intelligent Financing for Emerging Public Issuers
About
Manetto
Innovative, asset-backed financing that bridges traditional credit discipline with public-market opportunity.
Sustainable Financing for Underserved Public Companies
Small and micro-cap public companies often face two poor options: toxic transactions that destroy shareholder value, or traditional lenders with rigid criteria. Traditional lenders cannot incorporate equity value into transactions, and underfund / avoid publicly-traded businesses as a result.
Manetto aims to change this by providing secured equity-linked credit that enhances liquidity, safeguards equity, and optimizes capital costs.
Manetto was founded on a simple idea: growth capital for public companies should be intelligent, flexible, and aligned. We combine the precision of secured lending with the foresight of capital-markets expertise to design financing structures that evolve with your business. Our approach enables management teams to unlock liquidity, optimize cost of capital, and preserve long-term shareholder value — all within a framework built for transparency and partnership.
Our Vision
Who We Are
Approach
We are on a mission to set a new standard in the small and micro-cap arena for accessible, sustainable, and intelligently engineered growth capital.
Our team combines deep experience in traditional secured lending and public-markets investing.
This dual perspective allows us to underwrite risk holistically, assessing both collateral value and market dynamics in ways that other financial services firms simply cannot.
We view every transaction through two lenses — credit fundamentals and market dynamics. By aligning collateral strength with public-markets expertise, we create financing solutions that optimize weighted average cost of capital.
The result: faster execution, smarter liquidity, and optionality no traditional lender can match.
Why CFOs
Choose Manetto
Funding Range from $350,000 to $50,000,000
Equity-Linked Securities with Stability
We offer competitive rates on traditional secured lending products, with one key differentiator: flexibility to repay balances in common stock.
As a client of Manetto, you will have the option to retire outstanding loan balances in the market at a fixed price you determine.
No ratchets, no resets, no toxicity.
Cost of Equity vs Cost of Debt
The best operators understand that selling equity is a better decision than issuing debt above a certain price per share.
Timing market reactions is impossible. What is possible is being prepared for market reactions before they occur.
Instead of rushing into an expensive and chaotic overnight offering, Manetto offers a pathway to take advantage of favorable market prices whenever they occur.
Flexibility in the Wake of Volatility
2025 has been a year of unprecedented uncertainty across both credit and equity markets — and we believe 2026 will bring even greater instability.
Traditional secured lenders operate within rigid frameworks: miss a payment, trigger a covenant breach, and face repossession. That process destroys enterprise value and limits recovery for all parties involved.
Manetto takes a different approach. In addition to traditional workouts, we have the infrastructure to offer stock-based workout solutions; always under mutually agreeable circumstances.
Where others see a default, we see an opportunity to realign incentives, preserve value, and keep businesses operating.
Diverse Equity-Linked Products
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Asset-Based Revolvers
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Term Loans
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Accounts Receivable Financing
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Purchase Order Financing
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Equipment Loans & Leasing
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Sale Leasebacks
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Government Contract Financing
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DIP Financing
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Payroll Funding
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Inventory Financing
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Stretch Financing
Partnership Beyond Funding
CFOs value that we understand their realities; investor relations, earnings visibility, and liquidity windows. We act as a true partner through market cycles, providing adaptive capital that evolves with their business.
Manetto designs capital structures that optimize cost of capital across the debt–equity spectrum in ways that traditional lenders simply are not equipped to execute.
Our solutions align credit discipline with market opportunity, giving CFOs the flexibility to fund growth while preserving shareholder value.
Manetto
Advantage
Urgency
We ensure funding and approval in days, not weeks. The investors at Manetto draw on billions of dollars of funded trasnactions spanning decades.
As public markets experts, we also understand all of the nuance that come with registering securities.
Insight & Innovation
We are a private capital partner with a big-picture perspective.
Rather than focusing solely on balance sheets and borrowing bases, we take time to understand your business model, market position, and strategic goals.
Traditional lenders are too rigid to recognize the equity value embedded in public companies, and have no infrastructure for it.
Meanwhile, many existing micro-cap financiers operate without vision or creativity — relying on extractive, short-term lending tactics.
Manetto Hill stands apart by combining the discipline of secured lending with the strategic flexibility of capital-markets expertise, enabling transactions that others cannot, and would not attempt.
Integrity
We are committed to fostering growth, optimizing borrowing costs, and priotizing shareholder outcomes. We are dedicated to transparency in every aspect of our process.